What Are You Missing in a Product Liability Case?
Finding Hidden Product Defects in Car and Truck Accidents
When you’re injured in a car accident or trucking accident, the first thing most people think about is filing an insurance claim. But what if the insurance policy limits are low and don’t come close to covering your catastrophic injuries?
At McCartney Stucky LLC, we know that many accident victims and even other lawyers overlook a critical question: Was this really just a driver’s negligence case—or is there a hidden product liability case against the vehicle manufacturer?
The Hidden Product Case in Motor Vehicle Accidents
Not every crash is simply “driver error.” In fact, hidden product defect cases can exist whether there was driver error or no driver error at all.
Sometimes a crash happens because of a driver mistake—but the vehicle’s defective design makes the injuries far worse than they should have been. Other times, the crash itself wasn’t caused by driver error, but by a mechanical or design defect.
Examples include:
-  Defective fuel system design – such as relocated fuel tanks that explode or cause fires in otherwise survivable crashes. 
-  Cab over engine (COE) truck designs – where lack of crumple zones leads to catastrophic leg injuries or amputations. 
-  Seatbelt or airbag failures – when safety systems fail to protect occupants in foreseeable crashes. 
-  Roof crush cases – where rollover accidents result in spinal cord injuries because the roof structure was not reinforced. 
-  Defective tires or brakes – leading to blowouts or loss of control accidents. 
In both driver error and no driver error cases, a hidden product defect may provide a separate avenue of recovery against the vehicle manufacturer.
Why This Matters Before You Settle With Insurance
If you accept a quick settlement from insurance—especially when the policy is small—you may jeopardize your ability to bring a bigger product liability claim against the manufacturer.
👉 Insurance companies want you to believe their policy limits are the end of the road. They aren’t.
By investigating whether a defective vehicle design contributed to your injuries, you may open the door to millions of dollars in additional recovery that would otherwise be lost.
Catastrophic Injuries Demand a Bigger Look
Hidden product defect cases often involve catastrophic injuries, including:
-  Traumatic brain injuries (TBI) 
-  Spinal cord injuries and paralysis 
-  Severe burn injuries from fuel-fed fires 
-  Amputations and crush injuries 
-  Wrongful death 
When injuries this severe are involved, it’s critical to ask: Did a defective product make this accident worse?
How McCartney Stucky LLC Helps
At McCartney Stucky LLC, we specialize in uncovering hidden product liability cases that others miss. Our team knows how to investigate beyond the police report and insurance paperwork to identify:
-  Design flaws in passenger cars and trucks 
-  Manufacturing defects that cause catastrophic failures 
-  Crashworthiness issues that make survivable crashes deadly 
We work with engineers, crash reconstruction experts, and industry specialists to hold vehicle manufacturers accountable—ensuring you and your family don’t settle for pennies when you deserve full justice.
Call Us Before You Settle
Before you sign off on an insurance settlement that won’t cover your long-term medical needs, call us. We will help evaluate your case and determine if there’s a hidden product liability claim against the vehicle manufacturer—whether the accident involved driver error or no driver error at all.
Don’t let an overlooked defective vehicle claim rob you of the compensation you deserve.
